Quotation Notice - Bank of New Zealand Notes ("BNZ210")

10/09/2026 14:29 NZST, OFFER3

QUOTATION NOTICE: NZX DEBT MARKET

BANK OF NEW ZEALAND (“BNZ210”) NOTES

Company: Bank of New Zealand (“BNZ”)

Security Code: BNZ210

ISIN: NZBNZDT409C1

Details of Issue: NZ$1,250,000,000 unsecured, unsubordinated, fixed rate Notes

Offer Opening Date: Monday, 7 September 2026

Offer Closing Date: 11:00am, Thursday, 10 September 2026

Maturity Date: Thursday, 18 September 2031

Interest Rate: 4.844% per annum

Interest Payment Dates: 18 March and 18 September of each year up to and including the Maturity Date

Date of First Interest Payment: Thursday, 18 March 2027

First Interest Paid To: Holder on Record Date

Record Date: The close of business on the 10th calendar day before an Interest Payment Date (without adjusting such date for payment according to any Business Day Convention)

Minimum Application Amount: NZ$5,000

Minimum Holding: NZ$5,000

Minimum Transferable Amount: NZ$1,000

Face Value: NZ$1.00 per Note

Lead Manager: Bank of New Zealand

Trust Deed Dated: Issued pursuant to the deed poll dated 14 November 2013 (as amended and restated on 2 August 2018 and amended on 31 May 2019 and 19 September 2025) and final terms to be dated on or about 18 September 2026 and offered under a terms sheet dated 7 September 2026

Registrar: Computershare Investor Services Limited

Settlement Status: NZCDC Settlement System

Issue Date: Friday, 18 September 2026

Expected Commencement of Trading on the NZX Debt Market: Monday, 21 September 2026

Graham Law

Acting Chief Executive Officer

NZX Limited

10 September 2026