General Capital Announces Further Strong Growth

21/11/2025 09:08 NZDT, HALFYRP

General Capital Announces Continued Growth and Solid Financial Performance

The Directors of General Capital Limited (NZX:GEN), the NZSX listed financial services group, are pleased to present continued growth and a solid financial performance during a challenging economic environment. The Group’s total assets have reached a record high at $275,776k, increasing by 26% compared to 31 March 2025. Deposits accepted and loans advanced by subsidiary General Finance Limited also grew by 52% and 40% respectively compared to 30 September 2024, reinforcing managements growth strategy for the Group and its ability to continue growth even during a challenging economic environment.

The Group is pleased to announce a dividend of 30% of net profit after tax (NPAT), which will be fully imputed and payable in December 2025, in line with our commitment to reward shareholders for their support of the General Capital Group. Details of the dividend are:

• Record Date 1 December 2025

• Dividend Payment Date 12 December 2025

• Amount Per Share $0.0033

• Imputation Credit $0.0013

Future Outlook

The New Zealand economic environment remains challenging and management are committed to driving continued growth in the second half of the financial year. Our focus will be to continue to grow our loan book, manage net interest margins and continued growth of other areas of the Group including insurance premium funding and advisory from subsidiary Investment Research Group.

This announcement was approved by the Directors of General Capital Limited.

ENDS

For further information contact:

Brent King

Managing Director

General Capital Limited

+64 21 632 660

Brent.King@gencap.co.nz

21 November 2025